The ABB and Sea Breeze hybrid mortgage: a nominal rate from 7%
Part of the sum is a bank loan for 10 years at 12%, part is the developer's interest-free installment plan for 5 years.
Sea Breeze and ABB bank launched what they call the first hybrid mortgage in Azerbaijan for buying a home by the sea.
The scheme is this: ABB provides part of the apartment's cost — for up to 10 years at 12% per annum, and the resort itself gives the rest in interest-free installments for up to 5 years. In total, the nominal annual rate, by the developer's calculation, starts from 7%.
The “2× ƏDV” promotion can be added to the hybrid mortgage: with a first payment of 15% or more, the resort pays increased cashback equal to the refunded VAT. Details — by the short number 840.
This is the developer's promotional program; “from 7%” is the nominal rate by its calculation, not the effective one. Check the terms and validity periods of the promotion with the bank and the sales department.
Source: an official Sea Breeze announcement (June 23, 2026). Retold in our own words, no quotations.
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